Car Accident Liability Concerns

Summary

If you were at fault in a car accident, your insurance will handle settlements within your coverage limits. Clarify any discrepancies in the number of injured parties with your insurer. Monitor the progress of claims and settlement negotiations. Consulting a lawyer can help you understand potential liability beyond your insurance coverage.

Full Conversation

Helen Cupport
Thanks for sharing your name, Helen! Could you tell me a bit more about your legal issue so I can assist you better?
I got into an accident that was my fault 1 year ago. I was notified the week of the accident that the other party was going to sue for medical expenses. I have *,* bodily injury coverage for each person and a total limit of *,*. My insurance has not told me anything except that they are working on making a settlement. Everyone denied medical services on site. Not sure if they went to the ER or had surgery. No demand amount has been mentioned. There is multiple. I got word that * people for sure sent claims but their are * others that have not formally sent claims. Though the weird thing is that in the police report there was only * people in the vehicle but on the bodily injury there is *. What are the possibilities of what can happen next and are there any steps that I should be taking now to cover myself financially?
Hey Helen, here's what you should consider:
- Your insurance company will handle negotiations and settlements. They aim to settle within your coverage limits.
- The discrepancy in the number of injured parties might need clarification; check with your insurer.
- Consider consulting a lawyer for advice on potential personal liability beyond your coverage.
Would you like assistance connecting with local lawyers who can help further?
you cant give me any advice on my situation?
Hey Helen, it sounds like you're dealing with a complicated situation. While your insurance is working on settling the claims, it's crucial to understand your potential liability. Here are a few points to consider:
- Clarify the discrepancy in the number of injured parties with your insurer.
- Monitor the progress of claims and settlement negotiations closely.
- Consulting a lawyer can be beneficial to explore your liability beyond insurance coverage.
Would you like assistance connecting with local lawyers who can help further?