Insurance Settlement Negotiation Tips

Summary

If your insurance company offers a settlement below market value for a totaled car, consider obtaining an independent appraisal from a certified auto appraiser. This appraisal can help you negotiate a fairer settlement. If negotiations fail, you may file a complaint with the California Department of Insurance.

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Keith
Hi Keith! How can I assist you with your legal issue today?
I hit a deer head on, wasn't injured, totalled car, no airbags deployed despite high speed of * mph, my insurance is offering me below market value to get me into the same car.
Hi Keith! I understand the situation you're dealing with. It sounds frustrating. Have you had an independent appraisal of your car's value? This can help negotiate a fairer settlement with your insurance company.
No, how do i do that?
Hi Keith! You can get an independent appraisal by contacting a certified auto appraiser. They will assess the damage and value of your car. You can find them online or ask for recommendations from local auto shops. This appraisal can be used to negotiate a better settlement with your insurance company.
Ok
Case Rating: *
Keith, getting an independent appraisal is a great next step. Once you have the appraisal, you can present it to your insurance company to negotiate a better settlement. If they still don't offer a fair amount, you may consider filing a complaint with the California Department of Insurance.