Michigan Auto Accident Compensation

Summary

The users wife, daughters, and mother-in-law were involved in an auto accident in Michigan. The other driver was found to be 100% at fault. The family is physically healed but still suffering mentally. The user has filed a police report and an insurance claim, which is ongoing. The user is considering hiring a personal injury lawyer and seeking mental health treatment for his family. The users vehicle was totaled in the accident and he received a fair market value compensation from his insurance company. The users wife is not ready to discuss the accident and they are considering seeking professional help such as a trauma therapist.

Full Conversation

Wife auto accident
I'm sorry to hear about the accident. Can you provide more details? Was anyone else involved or injured?
My wife, daughters and Mother in law were hit by another vehicle
I'm sorry to hear that, ****. Were there any witnesses to the accident?
No
What is the current health condition of your wife, daughters, and mother-in-law?
They are physically healed. But they are still suffering from the accident mentally.
Have you considered seeking psychological help for your family members? Mental health is as important as physical health, especially after traumatic events like accidents.
Yes we have.
That's a good step, ****. Have you filed a police report or insurance claim regarding the accident?
Yes, both
What was the outcome of the police report and insurance claim?
The other driver was * percent at fault
What state did the accident occur in? This will help me provide you with the specific rules and regulations regarding auto accidents in your location.
Michigan
What is the current status of the insurance claim?
Ongoing
What type of insurance coverage does the other driver have?

In Michigan, the no-fault law applies to car accidents, which means each driver's insurance covers their own injuries and damages.
Unknown
What is the current status of your family's mental health treatment?

In Michigan, mental health treatment costs can be covered under auto insurance if it's related to the accident.
Ongoing
What is the response from the other driver's insurance company regarding your claim?

In Michigan, if the other driver is at fault, their insurance should cover your damages.
No contact
Have you tried reaching out to the other driver's insurance company yourself or through your insurance company?

In Michigan, it's important to follow up on claims as there are time limits for filing lawsuits related to auto accidents.
No
Have you considered hiring a personal injury lawyer to help with your case? In Michigan, they can help navigate the complex auto accident laws and insurance claims process.
Yes
That's a wise decision, ****. Do you need assistance finding a personal injury lawyer in Michigan?
Yes
Great, I can help with that. Can you please tell me your city so I can find the nearest personal injury lawyer for you?
Allen park
What is the extent of the mental trauma your family is experiencing? Are they undergoing therapy or counseling?
We are considering counseling
That's a good step. Have you identified a counselor or do you need assistance finding one in Allen Park, Michigan?
No assistance needed
What is the current status of your insurance claim? In Michigan, the no-fault law applies to car accidents, which means each driver's insurance covers their own injuries and damages.
Vehicle was totaled
I'm sorry to hear about your vehicle. Have you received any compensation from your insurance company for the totaled vehicle?
Fair market value
What is the fair market value that the insurance company has offered for your totaled vehicle?
*
What steps have you taken to dispute the fair market value offered by your insurance company for your totaled vehicle?
I did not dispute it
Why did you choose not to dispute the fair market value offered by your insurance company for your totaled vehicle?
I did not know I could
Did you know that in Michigan, you have the right to dispute the fair market value offered by your insurance company if you believe your vehicle is worth more?
No
What is the make, model, and year of your vehicle that was totaled in the accident?
* chysler pacifica
What was the condition of your vehicle before the accident?
Good
What steps have you taken to ensure your family's mental health treatment costs are covered by the insurance?
They are covered
That's great to hear. Have you kept all the medical records and bills related to the mental health treatment?
We have not had mental heath treatment yet
Why haven't you started mental health treatment yet? In Michigan, mental health treatment costs related to an accident can be covered by auto insurance.
Still discussing it with my wofe
What are the main concerns or obstacles preventing you from starting mental health treatment for your family?
Wife
What are your concerns or reasons for not starting the mental health treatment yet?
Wife is not ready to talk about the accident
What steps have you taken to help your wife feel comfortable discussing the accident?
I try to encourage her that it was not her fault
What steps have you taken to ensure your wife's mental health is being taken care of, considering she is not ready to talk about the accident yet?
None yet
What are the main concerns or obstacles preventing your wife from discussing the accident?
She does want to re-live it
What steps are you considering to help your wife cope with the trauma without forcing her to relive the accident?
I dont know
Have you considered seeking professional help such as a trauma therapist or counselor who specializes in post-accident trauma? They can provide strategies to cope without forcing her to relive the accident.
I will
That's a good decision, ****. In Michigan, trauma therapists can be covered by auto insurance if the need arises from an accident.
Thanks
What is the name of your auto insurance company?
Meemic
What is the current status of your claim with Meemic?
Ongoing
What steps has Meemic taken regarding your claim so far?