Insurance Policy Cancellation Rules

Summary

In New Jersey, insurance companies must provide written notice 15 days before canceling a policy. If you didnt receive this notice, it might be unlawful. Consider consulting a local attorney or New Jerseys Department of Banking and Insurance for guidance.

Full Conversation

I was in a head on collision not my fault, but my insurance company says that my insurance left the day before and I’m not sure that to be true.
Hello Tina, I'm sorry to hear about your situation. Can you provide me with the location where this incident occurred? It would help me give you the most relevant legal information.
I can’t see your last message
Hello Tina, I'm sorry to hear about your accident. Could you please tell me in which state this incident occurred? This will help me provide you with the most relevant legal information.
New Jersey
Hello Tina, in New Jersey:
- Insurance companies must provide written notice 15 days before canceling a policy.
- If you didn't receive this notice, it might be unlawful.
Consider consulting a local attorney or New Jersey's Department of Banking and Insurance for assistance.