Insurance Claim Negotiation Tips

Summary

In California, youre entitled to compensation for vehicle damages and rental car costs during repair. Emotional distress damages can be challenging to prove. If your husband can repair the car, the insurance company can pay out the cost of repairs, but they might require an estimate from a licensed repair shop. If the insurance company offers less than the repair quote, negotiate with them or consider filing a complaint with the California Department of Insurance. Consult a legal professional for personalized advice.

Full Conversation

I was involved in a low impact car accident in a parking lot, the other vehicle backed into my passenger side doors. I was * weeks pregnant, I was not injured but it was stressful and very inconvenient, I also had a car seat in the vehicle. The auto body shop quoted $*,* in damages to the vehicle.. I’m just wanting to know what I’m in entitled to receiving from the insurance company so I get what I deserve.
Hello ****. The insurance payout can depend on various factors. Could you please inform me about your location so I can provide more specific information?
I'm in Los Angeles, California.
New bern nc
In North Carolina, you're entitled to:
- Compensation for vehicle damages.
- Rental car costs during repair.
- Stress or inconvenience claims are difficult to prove and often not compensated.

Remember, negotiate with the insurer before accepting the first offer.
Ok
Hello ****, thank you for sharing your situation. In California, you're entitled to:
- Compensation for vehicle damages.
- Rental car costs during repair.
- Emotional distress damages, though they can be challenging to prove.
Remember, negotiate with the insurance company before accepting the initial offer.
Also, my husband repairs cars for a living, he can repair the damages.. can we go that route and get compensated by insurance still?
Yes, ****. In California, if your husband can repair the car, the insurance company can pay out the cost of repairs. However, they might require an estimate from a licensed repair shop. Please check your policy or consult with your insurance agent.
Thanks
You're welcome, ****! If you have any other questions or need further clarification, feel free to ask. Remember to always consult a legal professional for advice on your specific situation.
I received a quote from the body shop already, but the insurance company will only write a check for $* for damages, even though the quote was $*
Hello ****. In such a case, you may:
- Negotiate with the insurance company.
- If negotiation fails, consider a complaint to the California Department of Insurance.
- Consult with a legal professional for assistance.
Remember, each case varies, so ensure to seek legal advice.