Insurance Liability After Accident

Summary

The at-fault partys insurance at the time of the accident is generally responsible for damages, even if they switch providers afterward. If the responsible party cannot be contacted, the insurer can still process the claim. You may also discuss Uninsured Motorist Coverage with your insurer. Consult with your attorney for the best course of action.

Full Conversation

Yes i wanted to know if a person hit you fron the side and tgey insurance company haven,t been able to conract them but then they decided to switch companies, is their old company still liable for rhe cost of danages that will get your car fixed
Hello Susan, the at-fault party's insurance at the time of the accident is generally responsible for damages. However, this is subject to specific laws and regulations in your location. Can you please share where this took place?
Illinois
In Illinois, the insurance company that covered the at-fault party at the time of the accident is generally responsible for damages, even if they switch providers afterward. It's best to consult with a local attorney for specific advice.
We both had insurance at the time but again she hit me from the side, and my attorneys hve been waiting to get my vehicle fixed but they said that they can,t reach her the responsible party
Hello Susan, in Illinois:
- The at-fault party's insurer during the accident is usually liable for damages.
- If they can't contact her, they can still process the claim.
- You may also contact your insurer to discuss Uninsured Motorist Coverage.
Please consult with your attorney for the best course of action.